MIKE TROOP
Since starting his career in real estate finance in 1988, Mike has seen lots of changes in the mortgage industry. “When I became a loan officer, fixed interest rates were at 12%, and people were ecstatic. It was inconceivable back then to even think that rates would be where they are today!” Mike prides himself on his knowledge of the mortgage industry, and his ability to think outside of the box to get a deal done. He takes it personally when he is told that a loan can’t be done for a client, and treats every loan as if it is being done for a friend, family member or himself.

Whether you have good or bad credit, you can count on Mike to look out for your best interest, and find you the very best deal. You can also be assured of receiving excellent customer service, and communication. We know that there are hundreds of lenders out there who would like to do your loan. We like to think that it is our attention to our clients' needs that sets us apart. If it doesn’t make sense to do a loan, Mike will be sure to tell you, because at the end of the day, our best advertising is still word of mouth!

STEVE ADLER
Steve has been helping Californians with their mortgage needs since 1993. And, he couldn’t have entered the business at a worse time. The declining refinance boom of the early 1990’s was followed by nearly a two year period of difficulty for Southern California’s mortgage industry after the Northridge Earthquake in 1994. But perseverance paid off, and during the past twelve years Steve has built a loyal clientele with lots of repeat business all from personal referrals, never having advertised for business. Steve’s philosophy is simple: “There is no magic to the mortgage business. All lenders have the same programs and the same rates. The only thing I have to offer is a higher quality of service.” He makes himself available to clients 24/7 and is quick to tell them: “If you are going to page me; don’t take a bite of an apple; chances are you will still be chewing when I return your call.” Happy clients often ask him, “What can we do for you?” He jokingly replies, “Just leave me a loan!”